Tenants Insurance | Renters Insurance | Shared Home and Flat Insurance
- Shared Home Insurance - Contents insurance for shared property
- Flat Insurance - Insurance for renters living in flats
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Contents Insurance for Tenants
Not every insurance provider wants to cover tenants, as the risk in shared or rented property is different from that of an owned home. Often thieves target HMO (houses of multiple occupancy) because they understand that there may well be several laptops, ipods and other small easily sold on and portable valuables. This is why shared home insurance can be more expensive for renters.
Not every insurance company will cover you as a renter for 'walk in theft', this is where there is no sign of visible forced entry when a theft has occured. The cause of this can be as simple as a door or window being left open. If it was a flatmate / housemate that left that door open, it would still effect your ability to claim on your tenants insurance if you insured with a company who demanded proof of forced entry to pay on a burglary claim. Other causes of walk in theft could be a workman employed by a landlord or a former tenant if the locks have not been changed.
Superquote.com can help you find tenants insurance - Click on the banner above and see how much our parent brand, Endsleigh can save you. Clicking on the banner above will give you access to flat insurance, tenants insurance, shared home insurance or renters insurance.