Terms and Conditions of use
These terms and conditions apply to the Superquote.com website. In addition to this document, click on the following link to read the ‘terms and conditions of our forum’.
Access to Our Website – Superquote.com
Definitions
In these terms and conditions, "we" and "us" and “superquote” or "Superquote.com" means Superquote.com.
Access to the Website and content
- The information provided by superquote.com is not in any way an invitation or recommendation to buy any products or services featured and you should seek appropriate independent advice.
- We will endeavour to allow uninterrupted access to the website, but access to may be suspended, restricted or terminated at any time.
- We reserve the right to change, modify, substitute or remove without notice any information on the website from time to time.
- We assume no responsibility for the contents of any other websites to which the website has links or passes data.
- The website (superquote.com) acts to allow users to compare the prices of insurance policies offered by selected leading UK insurance providers and, with some products, to pass details to insurers who specialise in specific products.
By using the Website, you are agreeing to be bound by these Conditions. We may amend these terms of use from time to time, and the revised version will be effective when displayed here.
Owing to the nature of the technologies involved we cannot guarantee that this website will always be available to users. You should ensure that you have appropriate virus and security protection place whilst using the internet.
By accessing our website, you agree not to:
- use this website in such a way that disrupts, interferes with or restricts the use of this website by other users;
- reverse engineer, decompile, copy or adapt any software or other code or scripts forming part of this website or attempt to transmit to or via this website any information that contains a virus, worm, trojan or other harmful or disruptive component; or
- change, modify, delete, interfere with or misuse data contained on this website
Your access to and use of superquote.com is at your own risk. Superquote.com does not sell or arrange insurance or provide financial advice.
Before purchasing insurance we encourage you to consult with the insurance provider. Action based on any information contained on Superquote.com is at your own risk. Superquote.com and its employees are not responsible for any results, (direct or indirect), generated by the Website by your use of the Service.
About Superquote.com
The Superquote.com website is owned and operated by Hot Fish Limited. Our registered address is 44 Elmwood Road, Sutton Coldfield B74 2DF.
Superquote.com acts as a conduit for each of the service providers it works with. We do not organise or arrange any insurance policies. Details of the providers we refer you to are on each product page making clear which company you will be dealing with.
Our Services
Our website acts as a portal into regulated insurance services, we are not an insurance or financial broker but will introduce you to companies and brokers to help you find appropriate insurance products. We allow you to use our website free of charge.
If you wish to obtain insurance cover from one of these companies, you will deal with the insurance provider directly. You should check carefully your details with any insurance provider before proceeding to accept a quote.
If you purchase a policy from any insurance provider after clicking through from the Superquote.com website, you are entering into a contract directly with that provider. The providers own terms and conditions then apply. If you proceed to accept a quotation from an insurance provider it is important that you check the details on which the quote is based thoroughly as incorrect details can in the most severe cases invalidate a claim.
Superquote.com is provided solely for the personal use of individuals only and you may not provide access to our services or the results of our services to any third parties or use them for any commercial purposes.
Any content provided on the site is based on journalistic research. It does not constitute financial advice. Any information should be considered in regard to specific circumstances. Any content is followed at your own risk and should be followed up with your own research.
Your Responsibilities
It is wholly your responsibly to ensure that all information used by an insurance provider in arranging an insurance policy for you is correct. We are not in any way responsible for any inaccuracies in any insurance policy taken out by you from any insurance company or broker, whether or not they are listed on this website.
We are not able to advise on the suitability of any product for you and it is your responsibility to discuss your insurance and/or financial requirements and details with any insurer, broker, or company before taking out an insurance policy or entering into any other financial agreement. Failure to do this could for example result in you taking out insurance which is not suitable for your requirements and which may be inadequate in the result of a claim.
UK Residents Only
The quote comparison services we provide through this website are only available to residents of the United Kingdom that require insurance in respect of private cars, vans other general or commercial needs within Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. Not all quotes will be available to all regions (for example, some insurers will not provide cover for Northern Ireland residents).
Our Liability
While we take reasonable steps to ensure that the information contained on our website is accurate, we do not accept any responsibility or liability whatsoever in contract, tort or otherwise for any loss or damage caused by or arising directly or indirectly in connection with any use or reliance on the contents of our website or our quote comparison service except to the extent that such liability cannot be excluded by law.
In particular, any information we supply is based on journalistic research and should not be used as advice on any financial matter. Although we hope that you able to find a partner on the Superquote.com website to provide you a competitive premium, you will be dealing with these companies directly to obtain an accurate quote.
This website, any information or other material contained in it are made available strictly on the basis that you accept them on an ‘as is’ and ‘as available’ basis. If you rely on any information or other material contained in our website, you do so entirely at your own risk and you accept that all warranties, conditions and undertakings, express or implied, whether by common law, statute, trade usage, course of dealings or otherwise in respect of this website are excluded to the fullest extent permitted by law.
Nothing in these terms of use shall exclude our liability to you for fraudulent misrepresentation by us or our employees or for death or personal injury resulting from our negligence or that of our employees.
Intellectual Property
- The copyright in the material contained on superquote.com, together with the website design, text and graphics, and their selection and arrangement, and all software compilations, underlying source code and software (including applets) belongs to superquote.com, its subsidiaries or the providers of such information. All rights are reserved. None of this material may be reproduced or redistributed without our written permission. You may, however, download or print a single copy for your own non-commercial off-line viewing.
- Logos, names, images and trademarks on the website are proprietary rights of superquote.com. Nothing on the Website confers on any user the right to use any such logo, name, image or trademark.
- You shall retain ownership of all copyright in data you submit to the Website. You grant us a world-wide exclusive, royalty-free, non-terminable licence to use, copy, distribute, publish and transmit such data in any manner.
Links to Third Parties
Links to other websites, advertisements for, or references to, other companies mentioned on our website are there for information purposes only. We have no control over and therefore do not accept responsibility for the content or accuracy of information contained within these third party sites, nor for the services offered by third party companies.
Use of your Personal Information
We shall use any personal information you provide to us through our website in accordance with our privacy policy. Our full data protection policy is available by following the link.
Jurisdiction and Governing Law
- Unless otherwise specified the products and services described on superquote.com areavailable only to UK residents. The information on this website is directed only at UK residents and may not comply with laws of any other country and any person who accesses this website from outside of the UK is responsible for compliance with local laws, if applicable.
- These terms and conditions shall be governed by and construed in accordance with English law.
- Any disputes shall be subject to the exclusive jurisdiction of the English courts, to which both parties submit.
- General
- If any provision of these terms and conditions is held to be unlawful, invalid or unenforceable, that provision shall be deemed severed and the validity and enforceability of the remaining provisions of these terms and conditions shall not be affected.
- We may modify these terms and conditions at any time by publishing the modified terms and conditions on the Website. Any modifications shall take effect on the date they have been published on the Website.
- If you breach these terms and conditions and we do not take action against you immediately we are still entitled to enforce our rights in respect of that breach or any subsequent breach.
Termination
- We may terminate your access to Superquote.com and the services within it at any time.
- All disclaimers, indemnities and exclusions in these terms and conditions shall survive termination of the agreement between us for any reason.
Contacting Us
If you have any queries about these terms and conditions, please use our contact us page or site feedback form
Complaints
Please use the terms and conditions of our website and particularly the following information to decide if Superquote.com is the right service for you. Complaints should be addressed to Superquote.com Complaints, 44 Elmwood Road, Sutton Coldfield B74 2DF.
Whose Products do we Offer?
We do not sell, arrange, administer or advise on any insurance products to you. We gather information from you and offer connections to UK insurers. It is then wholly up to you to discuss with those providers your needs and you would purchase any contract of insurance from them. If you wish to know any more about the partners we work with, you can contact us either through our feedback form or our contact us page.
What Services will we Provide you With?
Superquote.com will only provide access to contact insurance providers (intermediaries and insurers). We will not give any advice or make a recommendation for you. Any content on our website is not intended as advice and you should conduct your own research before purchasing insurance with anyone.
What Will You Have to Pay us for Our Services?
There are no charges to you for the services we provide. We earn our money when you get a quote from a provider we partner with on our site, or purchase a policy from an insurance provider we work with.
Who Regulates us?
Superquote.com acts as a conduit to each service provider on the website. Superquote.com does not arrange or sell any insurance service but does make sure the partners that are available on the site are regulated by the FSA.