Glossary Term  - Subsidence

Subsidence is the term used to describe the movement of earth.  It can be caused by unstable rock, previous mining, drainage or other ground issues.

Subsidence is a serious insurance claim as it can lead to serious repair work being required, including underpinning. 

You will get subsidence cover for properties that have not been effected yet, in most home insurance policies including standard buildings insurance, commercial insurance, blocks of flats insurance and other property based insurance products.

However, if your property has already suffered subsidence issues, you need specialist subsidence insurance cover.