Product Liability Insurance | UK Product Liability Cover
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- Product Liability Insurance - Protect your business from the financial consequence of quality failure
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Product Liability Insurance
* Our partner, is Midland Insurance Services.
Any physical item which is either sold or given out to individuals or businesses is termed a product. If your business supplies a poor product then you are responsible in the eyes of the law for any injury or damage which that product causes.
This is even the case if you did not manufacture a product, even if your name is simply on the product then you can be found liable for damage from it, especially if you imported the products or the manufacturer is no longer in business.
Product liability insurance protects you against compensation payments made as a result of your business supplying a faulty product. It is worth noting that since the start of 2007, the NHS can also recover costs of treatment associated with injuries caused by poor product.
Product liability cover is not designed to indemnify businesses from all events, it is not a insurance contract to absolve the policyholder from all responsibilities. You will find that as a business you still need to ensure proper quality control processes are in place and that bad workmanship does not cause claims. The insurance normally protects you from quality slips rather than out and out negligence.
Other Liability Products:
Employers Liability
Public Liability Insurance
Click here if this is not the business insurance product you were looking for.